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Rental Loans
 
Flexible long-term financing options designed to help you build and grow your rental portfolio

House

Flexible loan options for all investors and property types

1-4 unit properties, multifamily,
and commercial properties

Long term, short term, and vacation rentals 

DSCR as low as 1.0x 

Up to 80% LTV

Purchase, refinance, and cash out options

Loan amounts from $200,000 to $50 million

Essentials for approval

Only non-owner occupied property considered 

Your credit score
Minimum score of 620 required 

Cash reserves to cover any short term vacancy. 

Modern Apartment Building

Features of our rental loans 

Functionality You Will Love

01.

Asset types considered 

HardmonÄ“ finances many asset types 

  • Single family homes 

  • 1-4 units 

  • Multifamily

  • Vacation rentals 

03.

Loan term 

Full 30 year terms with no balloons

5/6 arms and short term loans also 

available. 

02.

No doc and lite doc 

Our DSCR loans use common sense underwriting using the properties income rather than personal taxes and income . Ratios as low as 1.0x 

04.

flexible rates and leverages

Rates as low as 1% over par

Cash out up to 80% of value 

Purchase leverage up to  80% of purchase  price 

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