720-386-2644
Get in touch with us at matt@hardmone.com
HARDMONÄ’
Construction Loans
HARDMONE offers some of the most competitive and user friendly construction loans in the business. With over 100 projects funded in the last 3 years we have a track record of funding complex scenarios in record time
New construction loans for experienced Investors
up to 90% LTC
Closing Speed
A delay in securing funding could mean missing out on an incredible investment opportunity. We’ve closed loans in 48 hours, and average just 10 days.
Underwriting Flexibility
Flexible underwriting criteria allows new construction real estate investors to secure funding not available to them through other institutions.
​Competitive Rates
New construction loans for experienced contractors and investors are funded at interest rates of 8.75%- 11.50% and 0–3 points. Loan amounts range from $300k to 200M.
Our New Construction program offers flexible financing for ground-up development or major renovations. Whether in the initial stages of development or mid-construction, we can customize a flexible solution for your project.
Our program can be used for any range of project types – from luxury spec homes to multifamily complexes or traditional subdivision developments.
We know that quick construction draws are critical to the timely completion of your project. Thanks to our in-house fund control and inspection teams, we are uniquely prepared to adapt our underwriting and fund control process to each specific project. Many times, we can release draws in 3 days or less.
Project funding at initial stage or mid-construction
Construction holdbacks ≥ 50% of loan amount
Initial terms 12 to 48 months depending on project size and timeline
Our Process
01.
Let's talk
Give us a call or send us a message through our contact form and let’s discuss your project needs.
02.
Gather information
During our first conversation, you’ll answer a few questions. Your responses will help us customize a program to your unique needs.
03.
Collect supporting documents
After we’ve agreed on structure and terms for your loan application, we’ll collect some additional documentation to complete our underwriting process.
04.
You're ready to go!
Once you’ve been approved as a Genesis Capital borrower, you can submit applications for your future projects for quick and efficient funding